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Bhatia Hospital is also known as a cashless treatment hospital in Patiala, helping patients to get medical care without making an advance payment. We provide major cashless health insurance. Also, mediclaim providers to ensure a transparent and easy hospitalisation experience. Furthermore, our hospital is Ayushman Bharat(PM-JAY) empanelled. As a leading cashless treatment hospital in Patiala helps eligible patients to receive quality healthcare. People can use the Ayushman Card without worrying about upfront payments. We provide 24*7 support and a dedicated insurance desk. It helps to move smoothly and provide hassle-free cashless treatment for every patient. Moreover, we offer cashless treatment under major private insurance companies, corporate TPAs, and government schemes. Even in emergency cases, cashless treatment is available with immediate medical attention.
Cashless Treatment is a process in which the hospital bills are cleared directly with the insurance company or TPA, subject to approval. The patient does not need to pay the full treatment price in advance. It makes healthcare more convenient and stress-free. In simple words, the hospital directly coordinates with the insurance company or government health schemefor payment. It reduces the financial burden of patient and their family. This facilties is available for planned as well as emergency procedures.
Cashless treatment under the Ayushman Bharat (PM-JAY) scheme:
Cashless Treatment under the Ayushman Bharat scheme is only available for cancer-related treatment at our hospital. Patients holding a valid Ayushman card are eligible to avail cashless cancer care without making an upfront payment, subject to approval as per the scheme guidelines.
Bhatia Hospital processes cashless medical insurance and mediclaim insurance from trusted insurance companies and TPAs. Our compassionate team helps patients with paperwork handling and coordination with insurance companies for faster approvals.
At Bhatia Hospital, cashless mediclaim facilities are available for patients who receive treatment at our hospital and are cover under a network insurance policy. After admission, our insurance desk coordinates with the insurance company or its TPA (Third-party administrator) to process the approval.
Once the pre- authorization is improve, eligible treatment expenses are settle directly by the insurer, as per policy terms. The process may differ slightly for planned and emergency admissions.
Planned Hospitalization:
If your treatment is planned in advance:
Inform your company atleast 48 hours before admission.
Submit a pre-authorization request with treatment details and an estimate of costs.
Our insurance desk at Bhatia Hospital will guide you with paperwork and coordination.
Keep your insurance Card and valid ID proof for checking.
After approval, you can proceed with treatment while eligible expenses are handle through the cashless facility.
Emergency Hospitalization:
In case of a Medical Emergency:
Reach Bhatia Hospital Immigiately
Present your insurance policy card at the admission desk
Communicate with your insurance company within 24 hours of admission ( as per policy guidelines)
Our hospital team will help submit the pre-authorization request.
Once approval is received the insurer directly settles the covered expenses. Please keep copies of the discharge summary, medical reports, and bills for any futher requirement.
Documents Required for Cashless Treatment:
Valid health insurance card
Governement- issued ID proof
Doctor’s prescription or referral (if available)
Bhatia Hospital offers 24*7 emergency cashless treatment in Patiala. In emergency cases, immediate medical care is provided while our team assists with insurance formalities simultaneously.
Bhatia Hospital offers cashless medical treatment under the Ex-servicemen contributory health scheme (ECHS) for eligible ex-servicemen and their dependents. As an ECHS Empelled hospital, we provide approved treatments in accordance with ECHS guidelines and assist patients with the required authorization and documentation process to ensure a smooth and stress-free experience.
For more information about cashless treatment, insurance support, or ECHS services, contact Bhatia Hospital or visit us directly. Our team is always available to guide patients and families through the cashless hospitalization process.
How can I check if Cashless treatment is available at Bhatia Hospital?
Cashless Treatment is available only if Bhatia Hospital is part of your Insurance Company’s Network. You can check this by:
-Referring to the network Hospital list shared by your Insurer.
-Visiting your Insurer’s website.
-Comfirming wit our insurance/TPA desk before admission.
Yes, In case of an Emergency visit Bhatia Hospital immidialtely and show your insurance policy card at the admission desk. Furthermore, inform your insurance company within 24 hours of admitting of patient.
Our team will help you with the cashless approval process.
Commonly, you may need:
Valid insurance policy card
Photo ID Proof
Pre- authorization Form
Doctor’s prescription or admission note
Medical reports and hospital bills (if require)
Providing complete documents helps avoid delays.
Why can a cashless claim be rejected?
A cashless claim be reject due to the following reasons:
To avaoid issues, always inform your insurer in advance (for planned cases) and follow the recommended claim
process.
Bhatia Hospital & Multispecialty Hospital at Patiala Punjab, Established in Sep 2018, is one of the tertiary care hospital in the city.
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